Reserve National Insurance Company

Reserve National Health Insurance Products

Reserve National Health Insurance plans can be custom tailored to a business and its employees, in order to best meet the needs of Illinois families. They focus on accident insurance, individual hospital and surgical insurance, hospital indemnity, supplemental outpatient, Medicare supplemental, home health, and specified disease policies. Products are designed to cover self-employed individuals and their families.

Individual health insurance can be adjusted to suit the needs of the customer. For example:

• There is no pre-approval of claims

• Plans can specify coverage for cancer, heart attack or other critical illnesses

• Choose the doctor or hospital you want

• Free, 24-hour customer assistance line

• No referrals or second opinions are necessary

• Pays for certain types of home health care

• Hospital coverage includes a specified amount per day of confinement

• There is a 31 day grace period before coverage lapses

Illinois residents may choose from any of the plans, which have a variety of co-pay and deductible combinations. These plans may be used to meet insurance needs or may be used as supplements to current, more inclusive coverage.