MEGA Life and Health Insurance Company

9151 Boulevard 26
North Richland Hills, Texas 76180
www.healthmarkets.com

MEGA Life and Health began in 1981 in order to provide health insurance to the self-employed, individuals, small businesses, and students. Today, this wholly owned subsidiary of Healthmarkets, offers health insurance in Illinois.

MEGA Life and Health works diligently to provide a full range of low cost health insurance benefits to small employer groups, families, and individuals. Through the innovative use of modern technology, this company has been able to control costs for its members as it gives exceptional customer service. Through member education, Mega Life & Health creates an educated healthcare consumer capable of making wise, economical healthcare choices.

 Request an Illinois Health Insurance Quote >>

 

MEGA Life and Health Insurance Products

The MEGA Life and Health insurance plans are individually designed for businesses and their employees, in order to best meet the needs of Illinois residents. MEGA Life offers flexible plans and the preventive care that is so important to families with young children. Custom-designed tools for tracking costs allow patients to make wise decisions about which network providers to utilize for each procedure.

The following concepts are unique features of the MEGA Life and Health insurance policies:

• The Maximum Allowable Charge (MAC) is the most the plan will pay for a specified procedure. The patient knows up front that this MAC is the most the plan will pay and that any further costs will be paid by the patient.
• The Starwell benefit is a special form of Health Savings Account (HSA) that rolls over to the next year if there is money left over. Unique to this plan, there is no deductible or copay at the start of the year. If the money saved in the HSA for that calendar year is used up, then the insured pays a deductible and copays for the remainder of the year.

 Request an Illinois Health Insurance Quote >>

 

Ratings:

A.M. Best: A-

 

 Request an Illinois Health Insurance Quote >>